Technology has moved from being a support function to a central player in foreign trade. With the digitization of processes and the integration of financial systems, Brazilian companies are expanding their ability to operate in the international market with greater efficiency, lower costs, and better risk control.

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This shift follows a global trend. World Bank studies indicate that digitization can reduce international trade costs by up to 15% by simplifying operational steps and expanding access to financial services. In short, this helps accelerate company internationalization and lowers barriers to entry.

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In practice, this transformation relies on a set of solutions that are redefining how operations are conducted. "The key technologies involve access to structured information through intelligent dashboards, seamless API integrations, and conversational journeys using artificial intelligence, which allow for significant gains in operational efficiency," says Vinicius Vieira, head of the Solutions Hub at Ouribank.

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According to him, this progress also extends to risk management, one of the most sensitive stages of foreign trade. "Providing tools for compliance, transactional risk monitoring, and counterparty analysis brings greater accuracy to the assessment of operations, mitigating risks inherent to foreign exchange and international payments," he explains.

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This suite of solutions has a direct impact on how companies and institutions structure their routines to conduct operations more agilely. "We have seen an increasing demand for self-service, with digital journeys aimed at the end customers of foreign exchange operations, whether they are importers or exporters," he says.

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At the same time, the change is reaching the sector's operational foundation. Foreign exchange correspondents are investing in process automation and system integration. "We notice a growing interest in automating back-office routines, whether through intelligent dashboards or API integration for customer registration, quoting, foreign exchange closing, and document submission," the executive states.

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Integration and data reshape operations

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This advancement repositions the role of financial institutions, which are moving from acting solely as intermediaries to operating as integrating platforms, connecting different stages of the journey in a more fluid environment. The expansion of API integrations follows the progress of open finance, identified by McKinsey & Company reports as one of the main vectors for the transformation of the global financial system. The logic is simple: the greater the connection between systems, the lower the operational friction and the greater the capacity for scale.

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The use of artificial intelligence is also gaining ground in this scenario, especially in functions related to data analysis and process automation. PwC surveys indicate that these tools can increase operational efficiency and reduce errors in complex activities, especially in environments with large volumes of information.

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This movement is occurring in parallel with increasing regulatory pressure. The digitalization of compliance has become a priority in the financial sector, a trend highlighted in KPMG analyses, given the rise in requirements and greater data cross-referencing between institutions.

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It is in this context that the concept of a solutions hub is gaining traction, seeking to centralize services, data, and processes within a single integrated structure. The goal is to simplify the customer experience, reduce friction, and increase operational predictability.

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At Ouribank, this model is supported by an integration-based architecture. “Today, we have a robust API that allows foreign exchange correspondents to create more fluid experiences for their clients, whether by automating back-office routines or developing intuitive interfaces for FX transactions,” says Vieira. “The key differentiator is centralizing all processes in one place, which ensures agility and security, while also enabling a customized design for each company.”

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According to him, these solutions are underpinned by advanced risk analysis and compliance tools, allowing for a combination of operational efficiency and regulatory security. “Our platforms also incorporate features for analyzing transactions and counterparties, ensuring excellence in meeting regulatory requirements,” he says.

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The consolidation of this model follows a structural shift in foreign trade. By reducing operational complexity and increasing transaction transparency, these solutions are playing a central role in internationalization—redefining how Brazilian companies access and compete in the global market.

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