Fundos de Investimentos Imobiliários (FII)
Mantemos controles internos robustos e revisões constantes para mitigar riscos e preservar o patrimônio sob nossa guarda.
Fale com nossos especialistas
Mantemos controles internos robustos e revisões constantes para mitigar riscos e preservar o patrimônio sob nossa guarda.
Fale com nossos especialistasIndividuals and Legal Entities with a MODERATE profile and Institutional clients
Long term
There are no guarantees and it is not covered by the FGC (Credit Guarantee Fund).
Asset devaluations and lower than expected returns may occur. Some events that may affect performance: vacancy, default, falling asset value, internal and external factors, interest rates, savings.
Costs involved in trading shares in the secondary market: fees, CBLC liquidation fee, and brokerage fee.
Conflicts of interest may occur.
Regarding monthly income: Regarding the taxation of income earned by shareholders, there is a distinction between individuals and legal entities: Individual Shareholder: The exemption from personal income tax for individuals was defined by Law 11,033 of 21/12/2004 and later by Law 11,196 of 21/11/2005, where it established: 1. Individuals who will be entitled to the exemption may not hold 10% or more of the Fund's shares; 2. The Fund must have at least 50 individual shareholders; 3. Have your shares exclusively traded on an organized stock exchange or over-the-counter market. There is no guarantee or control on the part of the Managing Institution regarding the maintenance of the tax characteristics described above. Legal Entity Shareholder - Income Tax of 20% on earned income. Regarding capital gain: Regarding capital gain, that is, any profit from the sale of shares, the IR rate is 20% for any shareholder, PF or PJ and must be paid through DARF by the last day of the month following the sale. The form of determining the gain and compensating for losses on the sale of shares, and other details of the taxation of Real Estate Funds, are contained in Normative Instruction RFB No. 1,585 of 31.08.2015.1. As Pessoas Físicas que terão direito à isenção não poderão possuir 10% ou mais das cotas do Fundo; 2. O Fundo deverá ter no mínimo 50 cotistas Pessoas Físicas; 3. Ter suas cotas exclusivamente negociadas em Bolsa ou mercado de balcão organizado. Não há qualquer garantia ou controle por parte da Instituição Administradora quanto à manutenção das características tributárias descritas acima. Cotista Pessoa Jurídica - Imposto de Renda de 20% sobre os rendimentos obtidos. Sobre o ganho de capital: Já em relação ao ganho de capital, ou seja, eventual lucro na venda das cotas, a alíquota de IR é de 20% para qualquer cotista, PF ou PJ e deverá ser pago através de DARF até o último dia do mês subsequente à venda. A forma de apuração do ganho e compensação de prejuízo na alienação de quotas, e demais detalhes da tributação dos Fundos Imobiliários, estão contidas na Instrução Normativa RFB nº 1.585 de 31.08.2015.
Since June 2020, Ouribank stopped distributing investment fund shares. Ouribank continues to manage investment funds. Information about the funds managed by Ouribank can be found on the specific pages of the respective funds.